XPAND – Level Up Your Finances

XPAND

🎉

Done!

Reset Password

Enter your account email and we'll send a reset link.

Email Address

⚡ Level Progression

Delete Expense?

This cannot be undone.

Delete Budget?

This cannot be undone.

Change Password

Enter your current password to verify it's you, then we'll send a reset link to your email.

Current Password

Also log out from all devices?

No — stay logged in everywhere Yes — log out from all devices

⚠️

Delete Account?

This will permanently delete your account and all your data — expenses, bins, budgets, groups, XP. This cannot be undone.

Your password (to confirm identity)

Type DELETE to confirm

Send Feedback

Report a bug or suggest a feature

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Rate XPAND

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Select Currency

Previous Expenses

Was this new member part of any previous group expenses?

Leave Group?

Delete Group?

This cannot be undone.

Delete Expense?

This will remove the expense for all group members and cannot be undone.

🎉

Budget Bins Created!

Your bins have been set up based on your income. You can edit these at any time.

Connect Gmail

We'll scan your inbox for bank transaction emails and automatically log them as expenses. Connect once, syncs forever in the background.

Works with HDFC, ICICI, SBI, Axis, Kotak, IDFC, Yes Bank, and more

Read-only access — we can never send emails or modify anything

Review and select transactions before first import, then auto-syncs silently

Auto-syncs every 60 seconds

Scan period

Scanning inbox…

Connecting to Gmail…

This may take a few seconds

Found transactions

Disconnect Gmail?

Auto-sync will stop and no new expenses will be imported. Your existing imported expenses are kept.

Why does Google show a warning?

XPAND is currently in beta, so Google shows a safety warning when you connect Gmail.

To get past it:

1

On the warning screen, tap Advanced (bottom left)

2

Tap "Go to XPAND (unsafe)"

3

Sign in with your Google account and allow access

Your data stays private — XPAND only reads transaction emails, never sends or modifies anything.

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Privacy Policy

Last updated: March 2026

1. Information We Collect

We collect information you provide directly — your name, email address, and financial transaction data you choose to log or import. If you connect Gmail, we access transaction-related emails in read-only mode to extract expense data. We never read, store, or process any other emails.

2. How We Use Your Information

Your data is used solely to provide and improve the Xpand service — to display your expenses, budgets, and group splits. We do not sell, rent, or share your personal information with third parties for marketing purposes.

3. Data Storage

Your data is stored securely using Google Firebase, protected by Firebase Authentication and Firestore security rules. Only you can access your own data. Group expense data is shared only with members of groups you explicitly join.

4. Gmail Access

If you connect Gmail, Xpand requests read-only access scoped to transaction emails. We do not store raw email content — only the extracted merchant name, amount, and date. You can disconnect Gmail at any time from your profile settings, which immediately revokes access.

5. Data Deletion

You can delete your account and all associated data at any time from your profile settings. Upon deletion, all your data is permanently removed from our servers within 30 days.

6. Contact

For any privacy-related questions, contact us at [email protected].

Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By using Xpand, you agree to these Terms of Service. If you do not agree, please do not use the app. We may update these terms from time to time — continued use of the app constitutes acceptance of any changes.

2. Use of the Service

Xpand is a personal finance tracking tool. You agree to use it only for lawful purposes and not to misuse, reverse-engineer, or attempt to gain unauthorised access to any part of the service or other users' data.

3. Your Data

You own your data. By using Xpand, you grant us a limited licence to store and process your data solely to provide the service. We do not claim ownership of any financial or personal information you input.

4. Financial Information Disclaimer

Xpand is a tracking and budgeting tool only. Nothing in the app constitutes financial advice. We are not responsible for any financial decisions made based on data displayed in the app. Always consult a qualified financial advisor for investment or financial planning decisions.

5. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials. You are responsible for all activity that occurs under your account. Notify us immediately at [email protected] if you suspect unauthorised access.

6. Termination

We reserve the right to suspend or terminate accounts that violate these terms. You may delete your account at any time from profile settings.

7. Limitation of Liability

Xpand is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the app.